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Fintechs are believed to help borrowing from the bank access to underserved people instead trying out extra exposure

Fintechs are believed to help borrowing from the bank access to underserved people instead trying out extra exposure Conceptual We evaluate the new efficiency show away from LendingClub’s unsecured signature loans that have similar money began because of the finance companies. Using stochastic frontier estimate, we rot the fresh new

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