Files you should give the fresh new Pag-IBIG place of work myself:

It is possible to fill out a duplicate of newest ITR one have an excellent BIR stamp. I do believe for this one, you will need to visit your RDO to acquire stamped.

When you find yourself a freelancer otherwise a business owner, you could potentially complete a copy of the audited ITR and you will BIR stamp. I didn’t try out this one just instant same day payday loans online Ohio like the I was not the person who taken out the mortgage and that i don’t sign up to be co-debtor, however, I think this would mean taking your own latest ITR, and simply to take the fresh secure top, your own accounting courses, for the RDO.

Whenever you are functioning, you may want to choose to fill in your own official 1 month pay slip dated no less than 90 days just before time out of application. Jay made a decision to complete around three in order to seal the offer, haha! The guy together with filed their COE along with them.

This will be on the first faltering step. Pag-IBIG often determine your own submissions to test their eligibility to apply to have a home loan.

Once you’ve submitted these data online, you are going to receive an email prompting you to buy the fresh new control payment. I paid down Php step one,000. Make certain you print-out a copy of one’s confirmation of one’s commission. You are going to need to promote which to help you Pag-IBIG , along with the other criteria, once you have become acceptance to go to their work environment thanks to current email address otherwise a trip.

Here you will find the records that you need to give Pag-IBIG once you have come questioned add your documents physically:

step one. The amazing duplicates of records you filed from the basic process, except for new selfie. You must likewise have their ID photocopied.

dos. A copy of the Unique Electricity out of Attorney toward representative. (If for example the holder is not on Philippines)

The cost of notarization depends upon new concurred selling price of the property specified on your own offer to market.

They’re going to including query for taking the photographs along with your valid ID once more. This time, it would be their staff who can make try.

Appraisal phase

Because dining table administrator looks over your write-ups and you may observes zero inaccuracies, you may be expected to pay for assessment fee. We paid off Php 2,000.

We were informed to wait for a trip from just one regarding their staff about your schedule of the house appraisal. What the results are while in the home appraisal is they will be sending agents to see the house to see if they fits its practical and you can standards.

They named 3 days in advance of it decided to go to. New appraisers have been at the place from the 8AM. It ran for the, featured brand new measurements and did not really keep in touch with united states that much. They simply went to examine for each and every place at home.

Then that has been they. We were informed to go to for their current email address whether all of our financing has been accepted or not acknowledged; but not, they already warned us your household we had been seeking get is actually lacking step one meter in width on the standards.

Mortgage Declined

We obtained a message off Pag-IBIG officially proclaiming that the fresh new sized our home failed to fulfill the criteria, and that try one. That was the conclusion all of our feel……for now.

I experienced sending in a page off reconsideration, however the email address obviously reported that we’d to handle the newest topic and you will agree to making the expected changes, and this we would not. So we was required to deal with our very own fate and you can move forward.

Oh really, at the very least you will find gained a lifetime skills that individuals normally use in the long term and also to instruct the students when it is the move to get their property. We had been, obviously, distressed, however, we will keep our hopes until we eventually find the lay we can phone call family.