Records you should provide the newest Pag-IBIG office privately:

You may want to submit a copy of the most recent ITR one to enjoys a beneficial BIR stamp. I believe for this one to, you are going to need to see loans Gainesville your RDO to get stamped.

If you are an effective freelancer or a business owner, you could fill in a copy of audited ITR and you can BIR stamp. I did not try this one to as the I was not the person who removed the borrowed funds and that i did not subscribe to end up being co-debtor, but In my opinion this will mean taking the latest ITR, and only to take new safer front, your accounting guides, into RDO.

If you are functioning, you may choose fill out your specialized 1 month spend sneak dated about 3 months just before big date from application. Jay chose to complete about three so you can seal the deal, haha! The guy also filed their COE and additionally them.

That is towards the initial step. Pag-IBIG have a tendency to determine your own distribution to check on your own qualification to put on to have a home mortgage.

After you have registered such records on line, might discovered a contact compelling one to pay money for this new processing percentage. I paid down Php 1,000. Ensure that you print-out a copy of one’s verification of fee. You will need to give so it in order to Pag-IBIG , as well as the almost every other standards, once you have come allowed to consult with the work environment because of email address or a trip.

Here you will find the data that you need to provide Pag-IBIG once you have become requested to submit your posts physically:

step one. All the amazing copies of data files your submitted on very first process, except for the selfie. You must have the ID photocopied.

2. A duplicate of your Special Electricity from Attorneys towards the broker. (If the owner is not from the Philippines)

The expense of notarization relies upon the fresh new consented price point of the property stipulated on your bargain to sell.

They are going to also ask to take their pictures along with your legitimate ID once more. This time around, it will be their staff who can make test.

Appraisal phase

Because the dining table manager seems more than your documents and observes no discrepancies, you are expected to pay for assessment fee. I reduced Php 2,000.

We were informed to wait to have a trip from 1 off their employees concerning your plan of the property assessment. What goes on throughout the house assessment is they will send representatives to scan the house to see if it match the practical and you may standards.

It titled 3 days before it went to. New appraisers was at the lay from the 8AM. It went within the, seemed the newest proportions and you will don’t most talk to united states this much. They just ran to examine for each and every space inside your home.

After that which was they. We had been informed to wait because of their current email address if or not our very own financing could have been accepted or not recognized; although not, they currently informed you that family we were seeking buy was short of step 1 meter wide on the criteria.

Loan Declined

I obtained a contact out of Pag-IBIG officially proclaiming that the fresh new size of our house failed to see its requirements, and this are you to. Which was the end of the experience……for now.

I believed sending in a letter off reconsideration, nevertheless the current email address obviously stated that we had to handle this new question and you may commit to putting some needed transform, and that i decided not to. Therefore we was required to take on all of our future and you may move ahead.

Oh really, about i’ve achieved a lifestyle skills that people can be include in tomorrow also to show our very own kids when it’s their turn to purchase their property. We had been, however, upset, but we are going to keep the dreams up to we fundamentally discover the place we could phone call family.